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RBI guidelines on student loans

To apply for an education loan, a student should be an Indian citizen, and should have got admission for a study program in a reputed foreign university.
BY Aasha Gulrajani Swarup |   28-09-2010

To apply for an education loan, a student;

Must be an Indian citizen

Must have cleared the selection process and obtained admission for any study program in a reputed foreign university.


A student must secure admission to a graduate or post-graduate study program like the MCA, MBA, MS or a professional or technical course in any discipline, including courses conducted by international professional bodies like the CIMA (London) or CPA (USA); or even an employment oriented course to upgrade skills from a recognized international school.

Management, hospitality, healthcare and IT enjoy an edge while universities in US, Canada, UK, Australia and New Zealand are popular destinations.


There is no minimum age restriction but students are usually above 16 years and have completed either the Senior Secondary course (SSC) or grade 10 or the Higher Secondary Course (HSC) or grade 12. There is no upper age limit.

Maximum loan

The maximum study loan is for Rs 20 lakh ($40,000) subject to the repayment capacity of the parents and student.

Repayment on the loan starts one year after the completion of the course or six months after getting a job, whichever is earlier and the loan must be cleared within five to seven years.

However, to ease the interest burden, a parent/ guardian may choose to pay the interest during the moratorium period and avail of an interest rate concession.


For a foreign study loan above Rs 4 lakh ($ 8,000) parents or the guardian become joint borrowers. The bank may also insist on a third party guarantee, suitable collateral security like fixed deposits, national savings certificates, mortgages and an assignment of future income of the student for payment of instalments.

Margin Money

There is no margin money required for a study loan up to Rs. 4 lakh.

For a foreign education loan of over Rs 4 lakh, the student or guardian pays 15% of the loan amount. This amount need not be paid up-front. It may be put up as and when disbursements are made by the bank year to year on a pro-rata basis.

This amount would include the value of any scholarship acquired by the student. For instance, if a student needs a loan amount of Rs 15,00,000 ($30,000) and has received a scholarship worth $10,000 then the margin money requirement would be covered by the proof of the scholarship.



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Editor, BrainGain Magazine
Hi Sarang. Living independently is an education in itself. Do check out this article on study loans - I think you are already clear on the first point! I suggest you look through my previous comments here as well, for more tips and articles. Do not get so caught up in seeking loans that you neglect scholarships. If you do not already get our free weekly newsletter, why not sign up? Good luck!
31 August 2017

Sarang Bakshi
i want an education loan around till 7-10 lakhs as my budget is till that much only as i am keen to study abroad in canada, australia, new zealand, or even europe. But the problem is that my parents are not willing to help me financially as i dont want them as my co borrower for my education loan so can i borrow a reasonable amount of education loan from a bank of india in mumbai maharashtra somewhere in Powai hiranandani branch as i want to study abroad at any cost and i want to stay away from home parents and have an independent lifestyle and also to have a good education after my 12th grade pls help asap
30 August 2017

Editor, BrainGain Magazine
Hello all! We have received several questions about student loans, so I will try to address them here. If family resources are limited, aim for scholarships. Start your search here at BrainGain Magazine! If you do apply for a loan, you need to persuade your bank branch manager that you are a good bet overall: you need a good track record, admission to a reputed university, assets or guarantor, and a repayment plan. BrainGain Magazine has a lot of information on loans too (start here). For your safety and privacy, please do not share contact information in the comments.
21 August 2017

Divya Bharathi S
I am divya.I completed my B.E In Saveetha Engineering college and i have scored upto i joined my PG in MIT,chennai.I have taken a Loan of 2,50,000 from state bank of including the interest the total sum 3,60,000.the manager is forcing me to repay the loan at there any chance of getting extra time for repaying the loan amount.what are the general rules for repaying the loans?please do help me. Thank You.
10 August 2017

daljeet singh
hi i am daljeet singh . my wife want going in newzealand for PG diploma . i live in rural area. I have rural area property like LAND . what rural area property is not valid for colletral.
04 August 2017

Krishan Kakkar
can i take the education loan against business management diploma for my studies in canada. please reply as early as possible. sir, i m a bright student my financial position do not allow me to do degree in canada. i only afford graduation diploma. plz reply immediately on mu e mail
03 August 2017

Hello, I need a education loan for my PG. So i visited with my dad to SBH branch. I did BE Mechanical started my 1st year 2009, and ended in 2014. I have a year down for final year. The Branch Manager told me thatI have 2 years of drop. As I got confused how 2 years. I saw my third year 1 subject was on critical which I passed with my final year in 2014. On this ground he denied me a loan saying about SBH policies. I want to know whether the manager was right? Where can I find the guide lines provided to SBH for education loan. My father is retired person so I have very less option to consider any other options. Kindly help at earliest. Regards, Ashish
01 August 2017

Brijrajsinh Chudasama
I was having 3 backlogs in diploma 3rd semester which I cleared in next semester. And completed diploma in 3 years as required . can I get education loan.
26 July 2017

Alishan khan
I am alishan, My father was passed away few years ago, and my mother is a housewife. My family income is less than 2.00 lakh. so i was eligible for getting education loan from bank.
10 June 2017

Editor, BrainGain Magazine
Hi Alishan. For bank loans, much depends on details such as amount, family assets, the institution and course you are admitted to, what you are likely to earn afterwards, etc. It can seem tedious to figure out all this, but do not give up without trying. If you plan to study abroad, aim for a scholarship so that you have to borrow little or no money. You will find plenty of articles here that give you tips on all aspects of studying abroad. Good luck!
13 June 2017

Editor, BrainGain Magazine
Hi Shahas, I guess you already meet the criteria mentioned above. Regarding your particular case, you should confirm with your bank branch whether they will consider you for a loan. Do check out our articles How to Convince a Bank to Give You a Study Loan, 6 Things to Keep in Mind Before Taking a Study Loan, and How to Budget for Your Expenses as an International Student.
15 May 2017

shahas shams
I am shahas.I have got admission for MBA from Dublin business school in Ireland.I have completed bcom with 49.4%.did I am eligible for getting education loan from banks.pls kindly give me reply........
13 May 2017

KP Shrestha
I am of residence of Nepal and serving in Indian army since 17 years, My son Vivek Shrestha has studied since class one to till graduation from different school/ college from India only and he is having a PAN Card, Driving License and Aadhar Card. Am I eligible to get edu loan from SBI Bank for my son who is going abroad for higher studies?
23 November 2016

agnirudra sikdar
i have taken a loan of RS 13 LAKHS FROM Credila Financial Services,a subsidary agent of HDFC Bank at Kolkotta IN THE MONTH OF March,2013 for studying M.S IN eLECTRONICS AND COMMUNICATION SCIENCE AT UNIVERSITY OF MILAN,ITALI.I paid RS 12 LAKHS AND BALANCE OF RS 1 LAKHS TO BE PAID BY ME.But the Bank official deduct a very small amount as Principal and more amount deducted as interest.I like to know that what is the actual norms for deduction of interest and principal from the outstanding balance. Pl reply my quaries as early as possible
02 November 2016

BrainGain Magazine
Hi Muhammed Alshif! It is not financially wise to take on a large amount of unsecured debt. A bank is more likely to lend you money if you can show you have a good academic record, you have got admission to a good university, and you are pursuing a course of study that will enable you to get a job and pay back the loan on time. The bank may still require security in the form of property or other assets. If you have not done so already, apply for scholarships to reduce your need for loans - ask the university where you have got admission whether you are eligible for scholarships, and apply for those. Also, check out our scholarship database. Good luck!
30 September 2016

I we the students depending on educational lone for our study.but several bank managers thought that we need money to enjoy.when I ask the rules and regulations for the educational loan to one of a bank manager near my area they ask for some ones NRI account security and some other asset. And another manager said that property must be applied as security and it need to refund from the next month onwards sir what really happen here .i agree that some one are not closing their lone but restricting our right in the name of that is rate or not ?
29 September 2016

Navdeep singh
Hi sir ... Recently i had cleared my 12 with 82 percentage in com. Stream .. And now i got admission in fraser valley univ. In canada ..after completing the ielts exam .. So i need a loan of 25 lac.. But i dont have any collateral security as my house is not registered ... Nd there is no study loan on agricultural land .. So please give me some advise sir .. I really need a help.. If possible plzz call me on my no.... 9018090694.. Hope ull help me to sort out my prob.
14 September 2016

BrainGain Magazine
Hi Navdeep Singh! Congratulations on getting admission to the University of Fraser Valley. If you are unable to get a loan, you should aim for scholarships and assistantships that will help cover your tuition and living expenses. The best place to start is the department where you plan to enrol - they may have scholarships that you are eligible for. Please note that BrainGain Magazine is unable to provide personalized assistance to readers at this time. However, we do have a searchable scholarship database, and plenty of articles on scholarships and loans, so do check those out! And let us know how things go - good luck!
15 September 2016

Sonu alam
sir main course me admission Kara liye hain or mujhe koi banks loan nahi De rahi hain. sir Samjh me nahi araha hain Kay kre.
27 July 2016

sutapa Pradhan
sir , my self sutapa. I am 23.i have completed 10 2 with science(2010 ).then stop my education for financial problems. present I am starting my education through bank loan. but bank can't give loans because year gapping .is their any chances rejected my application please help me
21 July 2016

BrainGain Magazine
Hi Pavi, sorry to hear you are having trouble repaying your loan. A chartered accountant or bank official may be the best resource to consult for your particular case. Good luck
07 June 2016

Hi sir,I have taken a loan of 280000 from a bank in 2012 for my post graduation(2yrs).I was not able to pay the instalments.Now the bank has initiated RR .is it possible to recover from my fathers asset (farming land).
06 June 2016

Sir ihave taken 2.50 lakh education loan from bob bank .how much many need to pay
30 May 2016

Hello sir , I have 20 backlogs in and cleared all of them by final year with 58.37% and want to do masters got the admission letter and need an loan amount of 1500000 will I get the education loan in shb bank with collateral security? is there any chances of rejection of my loan???
24 May 2016

BrainGain Magazine
Hi Lokesh, it is not possible for us to say whether or not you can get the loan you need to complete your studies. Your best option is to persuade your bank that you will successfully complete the course, that it is a reputed course at a good institute, and that you have the resources to repay the money you borrow. Good luck
07 June 2016

BrainGain Magazine
Sorry to know your studies were interrupted by illness, Rohit, but glad you can rejoin. Regarding the continuation of the loan, you would need to check with your lender. It may strengthen your case if you can submit documention of both, your illness and treatment, and permission from your university for you to rejoin the course after a gap for health reasons. Good luck!
23 May 2016

Rohit Mahindrakar
Sir, I got education loan sanctioned & completed 1st year MBA course, but later i was forced to discontinued MBA course due to serious illness "Tuberculosis" (TB) & now going to rejoin course after a gap of one year, so can i extend the loan period & get the remaining fees of sactioned education loan?
21 May 2016

Rakesh Kushwaha
kram I have take international education loan from SBI Bank, now after joining the course I found out that the course structure is not as per my requirement and I took admission letter from another designated institution in Canada which gave me admission, Can I change my educational institution and if yes, what will be the procedure.
01 May 2016

BrainGain Magazine
Hi Rakesh, the manager at the SBI branch that gave you the loan will be able to assist you. Please contact the branch. Good luck, and please keep us posted on how it goes!
02 May 2016

jaya surya
16 April 2016

I obtained education loan for myson the sanction loan was 6.00 lakha but I was availed only 2.50 lakhs but due to the non payment of the instalement it reaches up to 4,50,000 I want one time settlement please advise in which rule I have to apply or can get the benefit under the scheme or not.
17 January 2016

ankit yadav
14 January 2016

ankit yadav
plz help me.
14 January 2016

jibin simon
i am a indian citizen , and i have compeleted BBA , and bank manager is not redy to give loan for me , why????????????????
08 January 2016

How many mark [percentage] in +2 want to get a educational loan?
28 November 2015

education loan
21 October 2015

Anil P.
As a resident and living in India, could I take a loan of 40 lacs to pay for US degree online program?
14 September 2015

yalamakuri bharath kumar
respected sir/madam i can i eligible to find educational loan if studing ISM (international school of medicine) university of kyrgyzstan.
01 September 2015

yalamakuri bharath kumar
respected sir/madam i can i eligible to find educational loan if studing ISM (international school of medicine) university of kyrgyzstan.
01 September 2015

vikas kumar
WHETHER I CAN compleet my study need to loan for self business
10 August 2015

10 August 2015

Hiii, Sir, I am Ashish. I want to know that for taking education loan up to 4.00 lack , is pan card is necessary for student and can take management/direct admission. Bz I have not cross any entrance exam . So please give me revert very very soon bz admission is going to close in colleges due to sep. month.
10 August 2015

BrainGain Magazine
Hello Ashish, Please read the following article: It will provide you with relevant information on bank loans. Best wishes!
10 August 2015

i take mbbs admision in bukovinian state medical university in ukraine. please provide education laon and name of bank
31 July 2015

arun singh
I take direct admission and want to education loan ... I tried in canara bank sonhar etah up but he refuse due to direct admission ... So i requesting that plz provide tha education loan
26 July 2015

i want education loan of 15 lakh from sbi or other...i am doing mbbs from nepal
25 July 2015

Ravi jangid
can I take education from the bank which is out of my district
07 July 2015

Gadade Amol
sir i have taken education loan for my professional mca course and now i having a one subject is backlok.should bank is gives me loan for my remain years education?please replay me as much as you possible on my email
05 July 2015

anant kumar srivastav
dear sir I,had completed my master in physiotherapy(NEUROLOGY)year 2010-2012 I am applying sport injuries and exercises, from U.K.Tessida university my course duration is 18 months regular I have fullfil every guide line given by RBI but no any bank give any satisfactory answer and rejected my loan what should I do give me answer
02 June 2015

Kulwinder Singh
I have just passed my 12th standard in this year now I want to apply study for higher study in Newzealand for IT course diploma
19 May 2015

Jagjit Singh
Is there any act like we could able to get upto 7.5 lakhs loan on the basis of Higher Educational study Offer Letter and not to submit any other document. Kindly brief RBI Circular loan plan. Thanks in advance
16 May 2015

Kamalpreetsingh Lubana
sir i want 20 lakh rupees loan at interest 4% yearly please tell me about this
19 April 2015

I want education loan Can i take loan on level 6(diploma program) education for newzealand ?
17 April 2015

Drashti padia
I am MBA student of Gujarat technology university. I want a loan for half academic year. Can I get this?
08 April 2015

Carlos Ortiz
I am a private lender, i offer loan at 3% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email:
30 March 2015

Alex Maria
I am a private lender, i offer loan at 3% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email:
30 March 2015

Sir ! can i eligible to find educational loan ? if I studying in HMU (harbin medical university) or in ISM (international school of medicine).
25 March 2015

Raji Lakshmi
Land as security need to the education loan should be at wat distance
14 March 2015

14 March 2015

14 March 2015

14 March 2015

Mr Wagner
I am a private lender, i offer loan at 3% this is a legitimate company with honor and difference we are ready to help you out in any financial problem that you are we offer all type of loan so if you are interested in this loan offer kindly contact us on our email:
24 February 2015

Sir,i secured complement division with 49% in 12 and in 10th exam i get 56% now i am doing b tech i want study loan can it possible
19 February 2015

sir i received an offer later for graduate diploma in exercise andn sport from southern institute of technology new i want to take education loan for my study,so how i want to know that my university and course is eligible for the loan
11 February 2015

sir, we have applied for education loan(20 lakh rupees) from CANARA bank. will bank pay the total money for tuiton fee or we shall add up any margin money , if so how much would it be ?
02 February 2015

kawaldeep singh
respected mam /sir... my self kawaldeep singh I m residence of jammu city I passout my senior in 2013in commerce I got 66% (1st divison) now m applying for australia I need loan,my father is expired n my mother is house wife I have offer acceptance letter from australia .. I go for batchlor ... I need money to fulfil my fee.. about 9040$ if RBI do something for me..... plz ....reply... thanku u...... 9796991020
16 January 2015

shivaraj chavan
dear sir i was studying bachalar of engginering in india so sir i was taken adamission in management quta .but i have going to ask in bank his maneger was told only goverment queta students education loan was apply those prason no can managemen students .please sir i dnt no rbi ruls pleas my hubale request please tel me sir my cell number :9036227653. i was waiting for call or mail
14 January 2015

Puja Nagra
would the interest be paid by us or bank?
01 December 2014

I have take international education for Indian Bank, now after joining the course I found out that the course structure is not as per my requirement and I took admission letter from another designated institution in Canada which gave me admission, Can I change my educational institution and if yes, what will be the procedure. please email me your suggestion with links or helpful data on (Unsolicited emails will not be entertained and will be subject to legal action)
30 November 2014

I have take international education for Indian Bank, now after joining the course I found out that the course structure is not as per my requirement and I took admission letter from another designated institution in Canada which gave me admission, Can I change my educational institution and if yes, what will be the procedure.
30 November 2014

s b i granted 4 lakshs for my son the banker asked 0.5 % stamp duty foe educational loan is it true please inform me my phone number 09949388707
21 November 2014

Sumit Dikundwar
Sir I have to take loan upto 3 lacs via SBI but they are saying that you have to pay its interest at 12.5%pa during education is it right ? I heard that this loan is interest free till our education is going on.. Plz guide me
10 November 2014

Hello sir , I need 18 lakhs for diploma in information technology (level 7) in waiariki institute of technology . I need help plz rply that which bank give loan for diploma courses -
18 October 2014

Sir I want an education loan for newzealand 20 lackhs but my property is power of atony and another is agriculture land . Then which bank give me loan please tell me .I course is diploma level 5 & 6.I am from India.
18 October 2014

D/sir,I am from tuticorin, one of my sister both son and daughter studying in physiotheropy,in nagercoil.we applied education loan(2013-2014) when the govt conducted loan mella at Tiruchendur,the gave the permission to alot and sanction the loan amount Rs2,62,000 each, but the centralbankindia branch manager,KAYALPATTINAM,TUTICORIN DIST,TAMILNADU said the management quota students must give security for the education loan,FOR IN THIS SITUATION HOW TO WE GET the education loan .So please consider and give way to get the education loan, thank u
09 October 2014

D/sir,I am from kayalpattinam,tuticorin
09 October 2014

Hello Sir , I have taken an education loan of 4 lacs from Oriental bank of commerce. The amount will be disbursed to me in 5 equal installments of 80000 each. I have already received my first installment of 80 thousand. Now when I am going for the second installment The bank is asking me to first get some policy done of Rs 10000 ( they say this is as per the new RBI guidelines ) I already have one LIC life insurance policy. I am not able to understand why is this policy required now Please help
09 October 2014

nilesh prajapati
22 September 2014

jilesh mistri
Hello sir , I need 20 lakhs for diploma in business studies (level 7) in ntec college in new zeland . I need help plz rply that which bank give loan fir diploma courses
20 September 2014

Mr. Rathi
D/Sir, My son wants to persue 1 yr Master Diploma in Sound Engineering & Music Production from Point Blank Music College London which is affiliated to Middle Sex University, London. Shall I get Education Loan from an Indian Bank. If so, Plz let me know the name of Bank. Thanks T. N. Rathi 09850955322
15 September 2014
Mr. Rathi - A point to note before you go rushing off to find a loan - Point Blank Music School is not affiliated with the University of Middlesex; it only offers a 2-year diploma program accredited by the University of Middlesex. The 1-year Music Production and Sound Engineering Master Diploma is accredited by Edexcel, not Middlesex University. If you are still looking to get a loan for this course, there are many Indian banks - State Bank of India, Axis Bank, HDFC, Standard Chartered, ICICI Bank - to name a few. An educational loan officer at the bank will be able to explain the procedures and processes.
16 September 2014

rushit patel
dear sir i have completed m.b.a and i want to go for further study so i need a education loan so plz tell me the procedure to get education loan.
07 September 2014

shashi kumar
I am shashi loan finance is clear but lone intrastate start now so i request my intrastate give the refund.
06 September 2014

nilesh jadhav
i took education loan last year from state bank of hyderabad,they told me to pay 1 year intrest to avail loan this i paid it and continued my i come to know that there is a moratorium period or something,but the bank is refusing to do so...what can i do?
18 August 2014

Vignesh Waran
Sir I got admissions in phillipines for study mbbs so I need 40000 to going first year and after the fees will be less that I manage so I need 400000 sir thank u
18 August 2014

Sir Is any graduation percentage criteria is there for availing education loan for Management carrer
16 August 2014

Sir hum kisi bhi bank se loan le skte h na... Uske liye ye to jaruri ni h ki hamara bank account ho us bank me..??
07 August 2014

Sir mne btech ke liye college me direct admission liya h. But syndicate bank wale kh rhe h direct admission walo ko education loan nhi milta. Sir m kya kru ab.???
05 August 2014
Manish - Talk to another bank. State Bank of India, Axis Bank, HDFC, Standard Chartered, ICICI Bank - to name a few.
05 August 2014

Sarvjeet Gohania
My dad is a farmer Bank of baroda refused to sanction loan because it is against the agricultural land. How a farmer can get the loan for the studies? Why this discrimination of sanctioning the loan Only to people who are onwer of a property in city and why not out of municipal corporation? Please help my fee payment deadline is ahead MBA- Canada
04 August 2014
Sarvjeet Gohania - Do talk to other banks about this - State Bank of India, Axis Bank, HDFC, Standard Chartered, ICICI Bank - to name a few. An educational loan officer will be able to explain the procedures and processes then.
05 August 2014

I apply for agriculture loan Rs 3laks bank advise me titelclear of my documents i like to know who paid the lawyer fess ? my self or say bank of baroda
04 August 2014
Mahesh Patel - you are responsible for paying the lawyer fees, not the bank.
05 August 2014

Need education loan of 17lakhs for diploma(level7)in newzealand.I need help plz rply that which bank give loan for diploma
18 July 2014
Sharadhapatel - all Indian banks offer educational loans - State Bank of India, ICICI, HDFC, Axis Bank - just to name a few. We advise you talk to the education loan officer at your nearest bank for further information on how to get a loan.
05 August 2014

Require student study loan of Rs.4 lac for my daughter. pl enlighten on this. thks
16 June 2014 does not provide student loans. Please contact your local banking authority for further information and process. Thanks.
16 June 2014

Karanbir Singh
I want education loan on further study in canada
12 June 2014

can I get an educational loan on agricultural lands and on plots to do ms
29 May 2014

Raj Shekhar
I desire fo foreign study for MBBS. Do i deserve any student loan for my course?
25 May 2014

Subham Malakar
I am 19 year old, I had got 1st div in my class 10 boards.And this year I have cracked a entrance exam at the same time I have got admission in the institute.So will I get education loan
21 May 2014

princeley reynold dmello
I am 17 years two months, My bassein catholic coop bank is not giving me educational load for my further studies in my name for I being a minor. They insist to take loan on my parents name. Pls advice how to take loan and who should be contacted or intervene to clear my loan in my own name
12 May 2014
Princeley reynold dmello - you must be at least 18 years old in order to clear a loan in your own name. Your bank will be able to provide you with the details.
13 May 2014

ranjan kumar
please contact for education loan immediately
29 April 2014

Sir, My monthly salary is Rs 17000/- and I have already having a house loan of Rs 300000/-. Now, I need Education Loan of Rs 1000000 for my Daughter for her B.Tech. Pls suggest me can I get a loan for her. She had completed her Class X with 10CGPa and she is supposed to get above 90% in her H.S exam.
14 April 2014

o.k sir. At that time my financial condition wasnt good so I didnt pay. will i get subsidy or not ?
22 March 2014
Hi Prince - Yes, you will have to pay interest.
03 March 2014

Year in which I taken loan is May 2011
28 February 2014

Hello sir. I got education loan of 8 lac rs in bank of baroda. FIrst year I paid interest and i got all the interest under subsidy scheme. next year, I didnt pay interest, will I get interest ? bank person said you have to pay interest otherwise you will not get. please answer me.
28 February 2014
Hi! Please also see our article which has further updated tips on guidelines for applying for an education loan. This will answer your questions on applications. Good luck!
19 February 2014

i want to apply for loan again during my study period for further studies. can anybody tell me is it possible to apply again for further from same branch.
18 February 2014

abhinav sharma
I didnot take any loan in first two year but after that we need loan for further studies so can we get loan for next twoyears
28 December 2013

Hi everyone! Thank you for all your comments! Please also see our article which has further updated tips on guidelines for applying for an education loan. Good luck!
29 November 2013

03 October 2013

Saaurabh Agrawal
My education loan k rules pata karne hai.Pls mere ko education rules k bare mai mere ko mail kare ya by post rules ki information de.
29 November 2013

Dear sir, My sister had taken an education loan for her MBA studies on 28-08-2008 of 2.4 lakhs,and at the time of her studies we had paid come intrest amount approximate amount of 50000.after that we cant pay any amount due to some problems,she had completed her MBA after 2 years,and seeking job,but when the time of signing the paper for load they told the loan repayment time period is 7 years and i know from news last year budjet it had changed to 11 years,also bank had collected our land tax paper from her but they didnt collect any paper from other students, sorry not from her also they told they need a guaranter also and his land tax paper also for a 2.4 lakhs they had collected more that 1 crore valued land propery paper.sir this this is the main issue that we got a revenue recover
29 September 2013

sir how much can a bank give a loan for an international student studying mbbs in philippines without any collateral security
28 September 2013

pradeep kumar
Dear sir im students of mba 3rd semester i have got 51% marks in my graduation &in mba 1st & 2nd semester i have got 67% marks can i took the opportunity of educational loan .please reply immediately im waiting for your answer
26 September 2013

i have applied in a course in newzealand in queens academic group . course name- diploma in electroics and communication engineering in L-7 May i get loan from bank
09 September 2013

Varun reddy
I have taken student loan of 9 lakhs from UBI in 2011 Dose the intrest effect from the date of loan issued or from the date of course completion
04 September 2013

can i take education loan with agricultural land as collateral
23 August 2013

Are the students studying MBBS in a reputed China medical university like "China Medical University (CMU) eligible for getting study loans as per R.Bank guidelines? If so please convey Bank name & other details
08 August 2013

anil mathur
kiya without sicurity education loan mil jata h
25 July 2013

Silvaster Siby
Sir,I am a first year engineering student.I have taken a loan of 400000 from a bank.
08 June 2016

oti wanna study in Australia. .3 year diploma course in petrolleium and gas engineering, , please tell me about the loan limits and procedures
13 July 2013

i want for M.Engg. in canada so please guide me for the loan
11 July 2013

shekhar kumar
I required loan
04 July 2013

Sakshi Gupta
I took an education loan of rs 2,42,000/-, when i m doing B.Tech. but now my has been completed and now I will take admission in M.Tech and also want to take education loan for my M.Tech. Can I take an Education loan of rs 3lakh??
02 June 2013

Ramesh M
I have taken educational loan from Bank of Baroda in Tamilnadu (Rs.3,52,000)and I donot know whether I will be charged with interest for the above mentioned amount but the bank is demanding around 12% interest from me I need to know whether the interest amount I am charged with is true or not. Please help me to know what is the original interest amount charged for (Rs.3,52,000)
30 May 2013

kavita kumari pandey
i have taken a educ. loan from sbi (rs.400000) for my daughter.the sanc. date is 10/07/2011. but i have not paid the interest till the interest of this period be paid by the parents?
29 May 2013

15 May 2013

devendra pradhan
please tell me rules of nursing education loans and what conditions pay it.
28 October 2012

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