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TAG >> Aasha Gulrajani Swarup
 
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No Slowdown in Foreign Study Loans but Banks up Diligence

India’s state-run banks offer students relatively low-interest loans which are almost always better deals than student loans made by commercial banks and other lenders. As a result, there has been a steady flow of applications for education loans over the last decade or so. A senior banker at a state-run bank, however, points out that repaying capacity has become a prime concern, as the possibility of default is rising in the current economic environment.

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